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207 S 3rd St, Montezuma, IA 50171.
Multifaceted property offers flexible living arrangements. Whether you want to generate rental income, or accommodate different family members under one roof. Currently this home is laid out as 2 separate dwellings, but can easily be converted back into a single family residency. The downstairs features the primary bedroom with a connected full bath, a large kitchen with an eat-in area, a formal dining area, and living room with large picture windows. The upstairs has a full bath, 4 bedrooms, and a well thought out kitchen area. Throughout, you'll find the 1900's charm of the home with the original woodwork and pocket doors, along with essential up keeps such as multiple new vinyl windows (2023), new soffit & fascia, (lower level) & all window trims wrapped with white aluminum flashing in 2026 for added protection. Basement sealed in 2026-outside of block walls with a concrete sealant and spray foamed on the inside. New water heater & furnace (lower level) 2024, new roof 'aprx' 2020, new sewer line & pvc vent 2024, aluminum siding on house painted in 2024, and new steel on the garage in 2024. All of this giving the home the charm of 1900, with the maintenance of a modern home. Call for more details and your own tour.
MLS ID: 6341079
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207 S 3rd St, Montezuma, IA 50171.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $163,500 | $163,500 | $163,500 |
| Down Payment | $32,700 | $5,723 | $40,875 |
| Monthly Mortgage Amount | $827 | $1,015 | $1,027 |
| Taxes | $228 | $228 | $228 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $72 | $0 |
| Monthly Estimated Total | $1,155 | $1,415 | $1,355 |
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