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642 Wellington Avenue Elgin, IL 60120 Residential - Single Family Active

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Description

A rare Fox River opportunity offering breathtaking water views, direct Riverwalk access, and a location within one of Elgin's most established and historic neighborhoods. Surrounded by the rich heritage that helped shape the city, this home is located near the historic Elgin National Watch Company Observatory and just moments from Downtown Elgin's parks, trails, restaurants, and cultural attractions. Perched above the Fox River, this charming 2-bedroom, 1-bath home captures remarkable panoramic water views from both the interior living spaces and the expansive deck. The primary bedroom features direct access to the shared bath, while the second bedroom offers a convenient Murphy bed and an oversized wall-length closet, maximizing both functionality and flexibility. The main level welcomes you with a formal living room where large windows frame stunning river views, creating a peaceful setting for everyday living and entertaining alike. Character-rich details throughout reflect the home's early 1900s origins, blending historic charm with comfortable living. The walkout lower level features a cozy family room, kitchen with a built-in breakfast nook, mechanical room, and a separate exterior entrance that provides easy access to the backyard, Riverwalk, and waterfront. Whether you're searching for a full-time residence, weekend getaway, investment property, or short-term rental opportunity, this home offers exceptional versatility in a truly special riverfront setting. This rare combination of panoramic river views, direct waterfront access, walkability to Downtown Elgin, and long-term ownership seldom come to market. Don't miss this opportunity to own a unique piece of Fox River living.

Property Highlights

Property Type: Residential - Single Family
Walkout Basement
Garage Size: 1
Built in 1900
Elementary School: Huff Elementary School
High School: South Elgin High School
Middle School: Kenyon Woods Middle School
River Front

General Information

Bedrooms: 2
Bathrooms: 1
County: Kane
High School: South Elgin High School
Listed By:
Compass 847-318-3718
MRED MLS

Room Information

Mud Room: 8X6
Deck: 23X10
Bedroom 2: 8X13
Family Room: 8X16
Kitchen: 11X16
Laundry: 15X13
Living Room: 12X17
Primary Bedroom: 10X14
$360,000
Est. $2,403/mo
2beds
1baths
1cars
New to the Market Active
BEDS2 BATHS1 full MLS#12698385
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLDistrict 46

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642 Wellington Avenue, Elgin, IL 60120.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $360,000$360,000$360,000
Down Payment $72,000$12,600$90,000
Monthly Mortgage Amount $1,797$2,176$2,242
Taxes $501$501$501
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$158$0
Monthly Estimated Total $2,403$2,940$2,848

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